What is the best type of health insurance for my wife and I during her pregnancy?

health insurance
Geoff asked:


My wife is pregnant and we are looking for coverage while I am in-between jobs. We don’t qualify for access because my wife will make too much and COBRA is expensive but it is the only option that I seem to have because all other insurance companies say that pregnancy is a “pre-existing” condition. Does anyone know of any temporary health insurance I could use? I’d also rather not get a discount plan.

Can I reimburse myself health insurance costs from my company?

health insurance
Jackie S asked:


We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband’s employer, I stopped reimbursing myself.
He is paid for by the company, and then it costs extra to add myself and our child.

I was just going to deduct health insurance premiums on our Sch A, but we don’t have enough other medical expenses to meet the limit.

Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.

How do health insurance companies define pre-existing health conditions?

health insurance
Munroe asked:


Is it based on the time of diagnosis or the time the condition was likely to have originated? For example, what if I take out health insurance and a week later I go to the doctor and get diagnosed with cancer? I didn’t know about it beforehand but the insurance company says the lump must have taken months to develop? What’s the outcome?

How do I get individual health insurance quotes for North Carolina?

health insurance
PUB H asked:


I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a North Carolina address which I do not have yet.

How can I find a health insurance provider that will cover costs for getting Accutane?

health insurance
JLLHokieLavaDog*isaRETARDhahaLOL asked:


Hi, I have never bought health insurance before, and I would like to know how I could find out if a particular health insurance provider would cover the costs of me going to a dermatologist and getting Accutane. Can anyone help me?

What is the cheapest individual health insurance plan in California?

health insurance
u2fan94521 asked:


I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don’t care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!

What is a discount health insurance plan for self employed in California who is an Urban Planner?

health insurance
dionysus asked:


I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor–a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.

How do health insurance tax deductions work for a member managed LLC?

health insurance
prizice24 asked:


I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any other business expense or does the IRS treat health insurance differently?

What is a good internationally health insurance plan for a college student?

health insurance
Lighthearted asked:


My 18 year old daughter is going on a nonprofit church trip to Amsterdam and I am wondering if you could recommend a low cost health insurance plan to cover her while she travels overseas for six months?

Why is the co-pay for dental insurance more expensive than health insurance?

health insurance
2fine4u asked:


I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?