How to get health insurance with a substance abuse problem?

chibigenesis asked:


I don’t know if it’s possible for someone to get health insurance to cover them if they have a problem with substance abuse. Like, if you tried to get insurance, and then you wanted to use the insurance to pay for substance abuse treatment, wouldn’t they count it as a “pre-existing condition” or something and deny you coverage?

So basically, would it be possible to get health insurance and then ask the health insurance to pay for your substance abuse treatment if you had the substance abuse problem before you signed up for the insurance?

Would you have to ask the individual insurance company before you actually applied for coverage?

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This entry was posted on Friday, November 7th, 2008 at 9:24 pm and is filed under insurance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

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3 Responses to “How to get health insurance with a substance abuse problem?”

1. Ruxa Says:
   November 9th, 2008 at 8:47 pm

   An issue here is to adress your closest health professional and ask him about the eventual policies of such an issue here is my source httpwwwmyhealthforumcom.
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2. Don Says:
   November 12th, 2008 at 7:01 pm

   Substance abuse is usually cause to decline a policy. If this person could get group coverage, which is guaranteed issue, there would probably be a 12 month preexisting condition exclusionary period before (s)he would be covered for this issue.
   Don

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