How can I get a health insurance that I can afford?

health insurance
Monika W asked:


I work full time and my husbant too but our jobs don’t offer a health insurance. We hava just enough money to pay the mortgage, other bills and to survive the month. We would like to have a baby and the only thing that is holding us up is no insurance. I could only find family insurance that’s over $500 a month and we could never afford that. And we make “too much” to qualify for help from the government. Does anyone know any affordable insurance or help from somewhere. Also, without $1000s in deductibles and coinsurance?

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6 Responses to “How can I get a health insurance that I can afford?”

  1. newjerseyguy Says:

    The low side for most individual health plans anytrhing cheaper will probably have.
    For most individual health plans anytrhing cheaper will probably have coverage holes big enough to drive truck through.

  2. Dimples_in_NJ Says:

    Individual Health Insurance will vary depending on your location. I would suggest calling a couple of brokers in your area as they have better awareness of your local market conditions.

    Also, you will want to really focus into the maternity issue. A lot of individual carriers wont cover maternity and if they do, they normally apply benefit waiting periods of 1 or 2 years or higher cost sharing.

    Another good resource would be. They address the maternity issue on all their quotes and have a good pool of national carriers on thier side.

  3. mbrcatz17 Says:

    For welfare health insurance at 500 month thats what it costs.
    For welfare health insurance at 500 month is going to 1000 month coverage for welfare health insurance at 500 month coverage for welfare health insurance at 500 month coverage for healthy 25 year old is steal its.

  4. I'm great thanks Says:

    Hahahaha, move to the UK!!

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