How do health insurance companies define pre-existing health conditions?
Munroe asked:
Is it based on the time of diagnosis or the time the condition was likely to have originated? For example, what if I take out health insurance and a week later I go to the doctor and get diagnosed with cancer? I didn’t know about it beforehand but the insurance company says the lump must have taken months to develop? What’s the outcome?
Is it based on the time of diagnosis or the time the condition was likely to have originated? For example, what if I take out health insurance and a week later I go to the doctor and get diagnosed with cancer? I didn’t know about it beforehand but the insurance company says the lump must have taken months to develop? What’s the outcome?



