Archive for November, 2007

Why is the co-pay for dental insurance more expensive than health insurance?

health insurance
2fine4u asked:


I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?

How do you get health insurance if you suffer from depression?

health insurance
Tyler S asked:


I have a friend who’s been turned down for salary protection because he was once treated with depression. He’s afraid now that he’s becoming self-employed he’s going to have trouble getting health insurance. Is there anything he should be doing to get covered?

How do you find affordable health insurance?

health insurance
renne o asked:


I have a friend of mine who lives in Florida. He had open heart surgery a few years ago. After the surgery was done, the Dr walked in the room and told my friend he really never needed the surgery to begin with. He is trying to find health insurance and he is having trouble finding it because of his heart condition even though now he doesn’t have one. Most of the health insurance companies want more then $1500 a month to insure him. How does he find affordable insurance in the US?

Is health insurance responsible for the ridiculous cost of health care in the US?

health insurance
idlenessss asked:


Since capitolism is based on the concept that competition mixed with supply and demand will motivate compainies to maximize their efficiency and innovation, would it not seem that health insurance, whereby the person receiving the service is not actually required to pay the bill, would prevent hospitals from caring about havign a reasonable price fortheir service, or for operating efficiently? (sorry for the long sentence) Since hospitals are plentiful, would not simple free market economy work with with medicine in the US, and force prices to drop the a reasonable amount that people can actually afford, as it does with food, shelter, and all the other necesities that benefit from the superior free market economy? Could solving the problems of health care in the US be as simple as eliminating all health insurance companies?

What kind of health insurance does a business provide to its employees?

health insurance
Dica asked:


Describe the measures they take in hopes to contain the cost of health insurance.

Is expanded health insurance coverage the answer to the health care issue in our country?

health insurance
El Duderino asked:


I’ve seen some of the proposals by the presidential candidates advocating expanded health insurance coverage.

Is this subsidizing health insurance companies?

Are companies that are in business for a profit the best means for health care?