Kris F asked:


It is my plan to start medical school next year, and I am concerned about health insurance. Since I can not work, I know that some school do provide health insurance, but is it including in tuition? And how exactly does it work? Is it the type of insurance that is limited to only the school’s health care system or is it broader? Please help.

nicky asked:


I applied with human and got denied I guess for having 2 bladder infections within 6 months, because I have no other health conditions just that. Well anyways I want to try to reapply with another insurance, but should I wait? Will I probably get denied again? I was also thinking of not putting in on the application because its dumb to get denied for something such as that.

vanessa h asked:


I’m having rhinoplasty. Health insurance should cover some of it since I’m going to correct a deviated septum for breathing problems. Anyone know what health insurance plan/s provides the most coverage for this procedure. I live in southern CA. Thanks.

x2hornsx1halox asked:


I applied for Antea Health insurance a few months back. I had to cancel it because I was not able to afford the exam they needed for my family. Is there any insurance companies that do not need the exams? I haven’t had one in years. I really need to get some insurance because I have a 20 month old son. Any suggestions? I have looked online but I can’t afford more than $200.00 a month.

toogood2u03 asked:


I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Dane C asked:


I’m a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I’d like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage.

I don’t want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I’d like to purchase group insurance as opposed to private insurance so that I don’t have to deal with preexisting conditions and riders, etc. Since I’m still a sole proprietor, I have plenty of leeway in regards to business structure, and I’m willing to change whatever is necessary to get the best deal possible.

How can I get health insurance for myself and family and pay for it as business expense without employees?

synchronised asked:


I am a non-US citizen and need this information to do a case.

Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?

Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.

I would like to further ask:

Does a health insurance contract state that it will only cover the “normal” rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?

Or is it a case in which the patient can opt for the more expensive one and “top-up” the difference?

This is a crucial question to my understanding the case. Thanks!

l.miller008 asked:


My sister is 6 months pregnant and just found out from her work today that her health care insurance is going to be cancelled this week because she is not making enough hours for her to keep her coverage. Is there anyway around this? Or any suggestions? She is married but her husband cannot add her to his coverage until enrollment period which is after her due date. He also makes to much to have medicade.