mrmarcellus2002 asked:


I am about to buy my own health insurance and i was wondering what type of insurance covers everything possible. I keep hearing stories about insurance not payting for certain test or some insurance not paying doctors to check for somethings. I want insurance that will cover me if i happen to go in for cancer or anything possible. Also if you have any suggestion on any great insurance suppliers please let me know.

montcoguy0o asked:


Keep in mind, your health insurance premiums can’t be deducted if they’re taken out of your paycheck as pre-tax dollars. However, after-tax health insurance premiums are deductible, but they still are subject to a limitation of 7.5% of your AGI. If you’re self-employed, you may deduct a portion of your health insurance premiums as an adjustment. The self-employed deductible portion is 100% in 2007.

goducks! asked:


I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn’t have personal injury protection on my auto insurance policy so i’m billing my health insurance for the costs.

Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report.

What does all this mean? Can they deny the coverage?

three_holepunch_haircut asked:


I am about to turn 23, and I will not be eligible on my parent’s insurance plan anymore and I am now looking for new health insurance. My school does have an insurance plan, but it is $1800 annually. This seems pretty expensive to me. I am on no prescription medications with no preexisting conditions, and I am not overweight. I live in the Overland Park, KS area. Would you suggest applying online, or could you give any recommendations for websites?